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Specialist lending

When the high street says no, there is usually another route.

Some cases do not fit a standard lender box. We know which lenders look at the whole picture and how to present your case.

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Draft for Ash. Wording is a starting point. Ash to confirm exactly which specialist areas to list, including Sharia-compliant finance. [Insert wording as approved by network]

Complex income

Self-employed, contractors, company directors and people with multiple income streams.

  • Self-employed and limited company directors
  • Contractors
  • Retained profits
  • Foreign and variable income
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Adverse credit

Missed payments, defaults, CCJs or a past debt management plan do not always rule out a mortgage.

  • Defaults and CCJs
  • Debt management plans
  • Low credit scores
  • Rebuilding for a better rate later
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Expats and foreign nationals

Buying in the UK while living or earning overseas, or with a foreign income.

  • UK expats
  • Foreign nationals
  • Overseas income
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Sharia-compliant finance

[Only include if Ash offers this. Placeholder for wording.]

  • [To be confirmed]
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Not sure where you fit?

Tell us what you are trying to do and we will point you the right way. No obligation.

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