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Knowledge hub

Everything you need to know, in plain English.

Guides, checklists and answers to the questions we hear most, written by advisers, not by a marketing department. No jargon, no sales pitch.

Guides

Mortgage guides

Straight answers to the things people actually ask us.

Free downloads

Checklists to keep you on track.

Print them, tick them off, breathe easier. Free to download.

PDF

Mortgage application checklist

Every document and step, from months before applying to completion day.

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PDF

Property viewing checklist

What to look for at a viewing, from damp and cracks to the neighbourhood.

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PDF

Moving home checklist

Utilities, admin and packing, everything to sort before and after the move.

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Jargon buster

The A–Z mortgage glossary.

Mortgages come with a language of their own. We've plain-Englished the lot, from APRC to Vendor.

Browse the glossary
APRCAgreement in PrincipleLTVSVRFixed rateTrackerOffsetPortingGazumpingEquityStamp dutyConveyancingFreeholdLeaseholdHigher lending charge

Case studies

Real cases, real outcomes.

Anonymised examples of how we've placed the tricky ones.

Specialist lending
Case study

Self-employed buyer with one year's accounts

Declined by two high-street lenders, placed at 90% LTV with a specialist in under three weeks.

Buy-to-let
Case study

Portfolio landlord remortgage through an SPV

Six properties restructured into a limited company, improving cash flow and borrowing capacity.

Adverse credit
Case study

First-time buyer with a historic default

A clear plan and the right lender turned a decline into keys in hand.

News

Latest from the market.

Rate moves, rule changes and what they mean for you.

Market update
Recent

What the latest base rate decision means for borrowers

A plain-English look at how the change filters through to mortgage rates.

First-time buyers
Recent

Changes to first-time buyer support schemes

What's new, who qualifies and how to make the most of it.

Buy-to-let
Recent

Stress tests and the landlord squeeze

How lenders assess rental income now, and the ways around a tight calculation.

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