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Protection

Personal protection for you and your family.

If you could not work, or were no longer here, would your family keep the home? Cover that answers that question without leaving anyone short.

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Draft for Ash. Wording is a starting point. Confirm the list of cover types with Ash. [Insert network-approved protection wording]

Life insurance

Pays out if you die during the policy term, so your family can clear the mortgage or cover living costs.

  • Level term
  • Decreasing term for mortgages
  • Joint or single policies
  • Written in trust
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Critical illness cover

A lump sum if you are diagnosed with a specified serious illness covered by the policy.

  • Standalone or combined with life cover
  • Cover for specified conditions
  • Terms and exclusions explained up front
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Income protection

A regular payment if illness or injury stops you working, until you can return or the policy ends.

  • Short and long term options
  • Self-employed cover
  • Deferred periods explained
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Family income benefit

A monthly income for your family if you die during the term, rather than a single lump sum.

  • Often lower cost than level term
  • Pays until the end of the term
  • Suits families with young children
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Not sure where you fit?

Tell us what you are trying to do and we will point you the right way. No obligation.

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