Specialist lending
Case study
Self-employed buyer with one year's accounts
Declined by two high-street lenders, placed at 90% LTV with a specialist in under three weeks.
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Guides
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The steps to take before you apply, from your credit file to your deposit.
Read guideExactly where to find the documents lenders ask self-employed applicants for.
Read guideWhy landlords use limited companies and how to get one set up properly.
Read guideWhen it pays to switch lender and when to stay put, the honest version.
Read guideWhat the LTV bands mean for your rate, and where the sweet spots are.
Read guideCondition report, homebuyer or full structural, which one you need.
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Every document and step, from months before applying to completion day.
DownloadWhat to look for at a viewing, from damp and cracks to the neighbourhood.
DownloadUtilities, admin and packing, everything to sort before and after the move.
DownloadJargon buster
Mortgages come with a language of their own. We've plain-Englished the lot, from APRC to Vendor.
Browse the glossaryCase studies
Anonymised examples of how we've placed the tricky ones.
Declined by two high-street lenders, placed at 90% LTV with a specialist in under three weeks.
Six properties restructured into a limited company, improving cash flow and borrowing capacity.
A clear plan and the right lender turned a decline into keys in hand.
News
Rate moves, rule changes and what they mean for you.
A plain-English look at how the change filters through to mortgage rates.
What's new, who qualifies and how to make the most of it.
How lenders assess rental income now, and the ways around a tight calculation.
A free, no-obligation chat with an adviser beats any guide.